Analysis

Australia has become a major drawcard for a variety of data analytics professionals and academics. Why is this? The simple answer is that Australia has a rapidly growing ecosystem of technology and is creating large pools of useful data at an increasingly rapid rate. This has been an attractive feature of Australia for many data …

Why is it that some Australian companies, like Woolworths, for example, might struggle with leveraging the power of data analytics? After all, data analysis has been a growing sector for some time, and there have been plenty of businesses overseas and within Australian that have managed to leverage it successfully. There have been studies that …

Australian banks are the leading corporate entities in the country. Major players like ANZ and Westpac are talked about in the media under the umbrella of the ‘big four’ banks. There have been many industry challenges for the banking sector when you look at their financial results. Many of the major yearly cash earnings that …

When you look at credit provisions for major banks in Australia, the writing is really on the wall. An analysis of arrears shows that it can increase in major brackets when it comes to days of past due notably. These rates are measured against customers who are not making repayments in the required time and …

For banks in Australia like Westpac return on equity (ROE) can be at extremely low levels and sometimes even fall into the single-digit area. This can occur in an environment of sustained low interests rates that give less and fewer returns on equity. This can often be attributed to notable one-off items or contributed to …

It is easy to look at the collective banking capital of institutions operating historically in Australia, like ING, to assess their suitability when it comes to further risk assessment. A collective look can expand on the major that is exceeded when it comes to the overall capital investment of these major banking firms. These figures …